That might be true for general consumers, yes. Not so true for software developers though. For developers, the tooling is definitely not a moat, and that means the models are what must differentiate.

Claude code is very polished, but I can get the same jobs done using Cursor CLI or any number of open-source coding harnesses (I like Pi, personally). Most plugins/skills/mcps are portable between harnesses with minimal or no effort.

I use the same skills, rules, and MCPs across claude code, cursor, and pi. My tools/plugins aren't identical between harnesses, but porting them from one to another is just a prompt away.