If almost ANY failure means the laptop is basically bricked then even with good backups it means days or weeks before being back up to speed, having a working laptop with recovered data, esp. when working on highly confidential data as agreements can mean you cannot upload the data to a cloud.

If given a choice, I prefer a system where a HDD/RAM/GPU/CPU/PSU/Screen/Port/Battery/Keyboard failure is barely if at all disruptive to one where all of these effectively brick the system.